Do not scoff and don't shrug your shoulders at the thought! Libraries offer a tremendous value to the community and Morris County has some of the best resources. First and foremost, if you'

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Dated: January 20 2015
Views: 445
Crystal ball for Real Estate in 2015??
Checking out NAR’s info-graphic this is going to be a robust year in real estate. 2014 was an improvement but 2015 should be steamrolling any prior year stats! Good News for those homeowners looking to down-size or relocate to warmer climates. Existing home values are up. New Homes Sales are up. Median home sale prices are up.
National Association of Realtors suggests interest rates may creep-up a bit higher in 2015 which should have first-time home buyers rallying to find that perfect home before mid-year hits. Lenders are still requiring reasonable credit scores and less debt to purchase plus a few bank are offering terrific ‘first-time home buyer programs. Sit through a few days of seminars and voila – you have met one of the requirements! Check out local banks and see what program fit your needs as first-time buyer.
Buyers looking in the rural communities may have an option go with USDA loans. These loans typically offer low mortgage insurance costs for buyers with less than 20% down. Towns like Sparta, Lafayette, and part of Sussex plus communities in Somerset and western Morris County may be on the list.
Buyers just starting the process and are unsure on the next ‘right’ step – call our preferred lender posted below. Bob’s has almost 20 years in the industry and provides our clients with the absolute, hands-down best service out there which is why we work with him. Have questions? Give him a call –
Robert Scarzella – Mortgage Loan Orginator
Residential Home Funding Corp
100 Lanidex Plaza, 2nd floor, Parsippany, NJ 07054 – Main 973.577.7008 Cell 908.303.7714
NMLS# 318337 / Company NMLS# 34973
Rscarzella@rhfunding.com www.rhfunding.com
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